The concept of decentralization is there.
With the btcz ,like with other cryptos as well , your money are simply using a network which is bank-independent where you don’t have to trust a “keeper” for your funds and with a decentralized procedure (PoW-mining or hybrid with some Masternodes as well in other occasions) , you are free to make transactions using this cryptocurrency network/ecosystem.
This is the main part and it is something that DOESN’T change.
The personalized part which you are mentioning , has to do with the VAULTZ management which is a necessary mechanism for the expansion of the use cases of the aforementioned MAIN part.
Without more use cases and a rich btcz ecosystem , the usage of our cryptocurrency network would have less and less meaning.
As everyone understands , this cannot be achieved with a chaotic situation with no Community funds for expansion or poor Community funds with only free-will donations (which is proven that doesn’t work) or no management.
The Hydra proposal is just setting some rules to have the maximum possible fair rules and the maximum safety at the same time with the management of the Community Funds.
Your personal funds are again free and decentralized with only YOU being the one who can use them.
The community funds and the frame of rules around them are subject to Community decisions and we all have to understand that this is done ONLY for more use cases and the expansion of the BTCZ ecosystem.